- Offer
- 3-year fixed special
- Rate kind
- Special offer rate
- Default insurance
- Confirm with lender
- Open or closed
- Closed
- Maximum amortization
- 25 years
- Transactions
- Purchase
- Conditions
- BMO special offer, subject to credit approval; funds advanced within 130 days. Amortization of 25 years or less. Existing BMO renewals excluded; confirm other transactions.
- Rate checked
- Nov 13, 2026
Home financing
Compare mortgage rates
Compare mortgage offers by term, rate type and financing conditions.
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10 mortgagesLender
Default insurance
Mortgage rates
10 mortgages foundAdvertised rates are subject to eligibility and confirmation by the lender. Filter term, insurance and transaction before comparing. Each APR retains its source’s assumptions; it is not your personalised borrowing cost.
- Offer
- 5-year Smart Fixed insured
- Rate kind
- Special offer rate
- Default insurance
- Insured
- Open or closed
- Closed
- Maximum amortization
- 25 years
- Transactions
- Purchase
- Conditions
- BMO special offer, subject to credit approval; funds advanced within 130 days. Smart Fixed default insured: owner-occupied purchase under $1M, less than 20% down and insurance required. Existing BMO renewals/refinances, rental properties and Homeowner ReadiLine excluded.
- Rate checked
- Nov 13, 2026
Meridian Credit Union- Annual interest rate
- 4.69%
- Published APR
- 4.71%
View offer
Special offer rate · Affiliate link
- Offer
- 5-year fixed insured
- Rate kind
- Special offer rate
- Default insurance
- Insured
- Open or closed
- Closed
- Maximum amortization
- Confirm with lender
- Transactions
- Purchase
- Conditions
- Retail members only, subject to credit approval. Residential purchase under $1.5M, less than 20% down and mortgage default insurance required. Renewals excluded. APR assumes a $300 valuation fee; file-specific premiums may apply. Confirm eligible region.
- Rate checked
- Nov 13, 2026
Meridian Credit Union- Annual interest rate
- 4.99%
- Published APR
- 5.01%
View offer
Special offer rate · Affiliate link
- Offer
- 5-year fixed special
- Rate kind
- Special offer rate
- Default insurance
- Confirm with lender
- Open or closed
- Closed
- Maximum amortization
- Confirm with lender
- Transactions
- Purchase
- Conditions
- Retail members only, subject to credit approval. Confirm special-rate conditions and transaction with Meridian. APR assumes a $300 valuation fee; file-specific premiums may apply. Confirm eligible region.
- Rate checked
- Nov 13, 2026
nesto- Annual interest rate
- 4.44%
- Published APR
- Not published / not verified
View offer
Special offer rate · Affiliate link
- Offer
- 5-year fixed insured
- Rate kind
- Special offer rate
- Default insurance
- Insured
- Open or closed
- Confirm with lender
- Maximum amortization
- Confirm with lender
- Transactions
- Purchase · Switch at renewal
- Conditions
- Advertised insured rate for a $700,000–$1,375,000 balance and property under $1.5M. Accepted purchase agreement or switch at renewal required; excludes prequalification, preapproval and refinance. Lender and insurer criteria apply. Confirm amortization and fees.
- Rate checked
- Nov 9, 2026
nesto- Annual interest rate
- 3.66%
- Published APR
- Not published / not verified
View offer
Special offer rate · Affiliate link
- Offer
- 5-year variable insured
- Rate kind
- Special offer rate
- Default insurance
- Insured
- Open or closed
- Confirm with lender
- Maximum amortization
- Confirm with lender
- Transactions
- Purchase · Switch at renewal
- Conditions
- Advertised insured rate for a $700,000–$1,375,000 balance and property under $1.5M. Accepted purchase agreement or switch at renewal required; excludes prequalification, preapproval and refinance. Lender and insurer criteria apply. Confirm amortization and fees.
- Rate checked
- Nov 9, 2026
- Offer
- 3-year fixed special
- Rate kind
- Special offer rate
- Default insurance
- Confirm with lender
- Open or closed
- Closed
- Maximum amortization
- 25 years
- Transactions
- Purchase · Switch at renewal
- Conditions
- RBC special offer, subject to credit approval and lender conditions. Purchase or switch, amortization of 25 years or less; longer amortization uses a different rate. Funds advanced within 120 days of application.
- Rate checked
- Nov 14, 2026
- Offer
- 5-year fixed insured
- Rate kind
- Special offer rate
- Default insurance
- Insured
- Open or closed
- Closed
- Maximum amortization
- Confirm with lender
- Transactions
- Purchase
- Conditions
- RBC special offer, subject to credit approval and lender conditions. Residential purchase under $1M per lender footnote 4, less than 20% down and mortgage default insurance required. Funds advanced within 120 days of application.
- Rate checked
- Nov 14, 2026
- Offer
- 5-year fixed special
- Rate kind
- Special offer rate
- Default insurance
- Confirm with lender
- Open or closed
- Closed
- Maximum amortization
- 25 years
- Transactions
- Purchase · Switch at renewal
- Conditions
- RBC special offer, subject to credit approval and lender conditions. Purchase or switch, amortization of 25 years or less; longer amortization uses a different rate. Funds advanced within 120 days of application.
- Rate checked
- Nov 14, 2026
- Offer
- 5-year variable special
- Rate kind
- Special offer rate
- Default insurance
- Confirm with lender
- Open or closed
- Closed
- Maximum amortization
- 25 years
- Transactions
- Purchase · Switch at renewal
- Conditions
- RBC special offer, subject to credit approval and lender conditions. Purchase or switch, amortization of 25 years or less; longer amortization uses a different rate. Funds advanced within 120 days of application.
- Rate checked
- Nov 14, 2026