Financial calculator
Mortgage Affordability Calculator
Find out how much home you can afford based on your income, debts, and down payment.
Annual Household Income
$
$
Down Payment
$
%
Annual Property Tax
$
$
$
Maximum Home Price
$458,332
Maximum Mortgage
$408,332
Monthly Payment
$2,213
GDS Ratio
32.4%
Gross Debt Service (max 39%)
TDS Ratio
38.4%
Total Debt Service (max 44%)
GDS Ratio(max 39%)32.4%
TDS Ratio(max 44%)38.4%
Results
Maximum Home Price$458,332
Maximum Mortgage$408,332
Down Payment$50,000
Monthly Payment$2,213
Stress test6.29%